Lease Here Pay Here


Get a Great Car and Rebuild Your Credit with Lease Here Pay Here Financing

Ray Skillman Northeast Mazda is always ready to help drivers, regardless of their credit rating. That’s why we’re proud to offer Lease Here Pay Here financing plans for our neighbors in Indianapolis, Carmel, Fishers, and nearby locations.

Past credit issues shouldn’t keep you from driving a high-quality, reliable vehicle. We can provide you with a range of pre-owned Mazda models, as well as vehicles from other manufacturers. We’ll arrange the financing ourselves to ensure that you can find a vehicle that meets both your practical and financial requirements and help you rebuild your credit rating in the process.

Why is Lease Here Pay Here a Better Option?

Lease Here Pay Here allows Ray Skillman Northeast Mazda to provide financing for people who are unable to secure affordable auto financing from other lenders. You may be familiar with our old Buy Here Pay Here program, and our leasing option is similar—but better! Why?

  • You have access to a greater selection of later-model vehicles
  • Since you’re not financing the full price of the car, your down payment and monthly payments are smaller
  • You can return your car and get a newer one every 2-3 years

Lease Here Pay Here is a great option if you’re establishing your credit history or if you’ve had previous issues such as bankruptcy, divorce, unemployment, or other problems that negatively impacted your credit score. We report your payments to credit reporting agencies, so every on-time lease payment helps your credit score!

How Does Lease Here Pay Here Work?

First, you’ll want to find a car that meets your needs. Just browse through our competitive online inventory, or call one of our sales team members for some expert advice. Once you’ve chosen your vehicle, head down to Ray Skillman Northeast Mazda to speak to our team. Here’s what you’ll need to bring with you to apply for a lease:

  • A valid driver’s license
  • Your most recent pay stub to verify income
  • A recent utility bill to verify your home address
  • The title to your old car if you plan to trade it in

Many dealerships only work with local and national lenders, but with our Lease Here Pay Here program, you work directly with the team at Ray Skillman Northeast Mazda. The people creating your lease are your neighbors, whether you’re from  Indianapolis, Carmel, Fishers, or other surrounding towns.

Get affordable vehicle financing when they need it most. For more information, please feel free to contact the finance department at Ray Skillman Northeast Mazda.

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